When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Bank on Your Good Health How to lower your risk of chronic illness Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan. Budgeting After a Divorce Divorce is the second most stressful time in a person's life. Here's some tips to get through it.